Privacy Policy

Last updated: December 2024

Your Privacy Matters

PayDownPath is committed to protecting your privacy and financial data. We use bank-level security and never share your personal information with third parties.

Information We Collect

Account Information

  • • Email address and password
  • • Name and profile information
  • • Account preferences and settings

Financial Information

  • • Debt balances, interest rates, and payment information
  • • Budget and income data you provide
  • • Payment history and progress tracking
  • • Financial goals and preferences

Usage Information

  • • How you use our service and features
  • • Device information and browser type
  • • IP address and general location
  • • Session data and analytics
How We Use Your Information

Service Provision

  • • Calculate debt payoff strategies and timelines
  • • Provide personalized financial recommendations
  • • Track your progress and send updates
  • • Generate reports and analytics

Communication

  • • Send important account notifications
  • • Provide customer support
  • • Share educational content and tips
  • • Respond to your inquiries

Service Improvement

  • • Analyze usage patterns to improve features
  • • Develop new tools and capabilities
  • • Ensure security and prevent fraud
  • • Comply with legal requirements
Data Security

Encryption

All data is encrypted in transit using TLS 1.3 and at rest using AES-256 encryption. Your financial information is protected with the same security standards used by major banks.

Access Controls

We implement strict access controls and authentication measures. Only authorized personnel can access systems containing personal data, and all access is logged and monitored.

Data Minimization

We only collect and store data necessary to provide our services. We regularly review and delete unnecessary data to minimize your privacy exposure.

Information Sharing

We Never Sell Your Data

PayDownPath never sells, rents, or trades your personal or financial information to third parties for marketing purposes.

Limited Sharing

We may share information only in these specific cases:

  • • With your explicit consent
  • • To comply with legal obligations
  • • To protect our rights and prevent fraud
  • • With service providers under strict confidentiality agreements
Your Rights

Access & Control

  • • View all data we have about you
  • • Update or correct your information
  • • Download your data
  • • Delete your account and data

Privacy Controls

  • • Opt out of non-essential communications
  • • Control data sharing preferences
  • • Request data portability
  • • File privacy complaints
Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:

Email: paydownpath@gmail.com