Crush Your DebtCut Interest. Gain Control.
The most powerful free debt repayment tool to help you eliminate debt faster. Track progress, optimize payments, and achieve financial freedom with our smart strategies.
Your Complete Debt Management Dashboard
Everything you need to track, plan, and eliminate your debt in one beautiful interface
Across 4 accounts
Current plan
18 months left
vs. minimum only
Chase Freedom Unlimited
$8,500 • 18.9% APR
$450/month
Personal Loan
$12,000 • 12.5% APR
$300/month
Discover Card
$4,250 • 16.2% APR
$125/month
Debt Avalanche
Highest interest first
$8,000 of $24,750 paid off
Manage Your Debts
Chase Freedom
$8,500 at 18.9% APR
Personal Loan
$12,000 at 12.5% APR
Easy Debt Tracking
Add all your debts with detailed information and track them in one place
Payment Calculator
14 months
Payoff time
$2,100
Interest saved
Smart Calculations
See exactly how extra payments accelerate your debt freedom
Opportunities
Balance Transfer
0% APR for 18 months
Freelance Writing
$20-100/hour
Boost Your Progress
Discover debt solutions and income opportunities
Why Choose PayDownPath?
Powerful features designed to accelerate your journey to financial freedom
How It Works
Simple steps to start your debt-free journey
Add Your Debts
Enter your credit cards, loans, and other debts with balances and interest rates.
Get Your Plan
Receive a customized repayment strategy to pay off debt efficiently.
Track Progress
Monitor your progress and stay motivated as you become debt-free.
Start Your Debt-Free Journey Today
Join thousands who have taken control of their finances. It's completely free.